The MM2H programme has 4 tiers — Silver, Gold, Platinum, and SEZ — with no minimum income requirement and no liquid asset proof needed by MOTAC. Just a fixed deposit and a residential property purchase.
Ask Henry about MM2HMalaysia My Second Home (MM2H) is a renewable Social Visit Pass (multiple-entry visa) administered by MOTAC. It lets eligible foreigners reside in Malaysia long-term without giving up their home citizenship.
The current programme has 4 categories — Silver, Gold, Platinum, and SEZ — designed for different budgets and lifestyle goals. The previous high income and liquid asset thresholds have been replaced by clearer fixed-deposit and property requirements.
All applications must be submitted through a licensed MM2H agent accredited under the Tourism Industry Act 1992. Henry can connect you with the right people and help you find a qualifying property.
All tiers require a fixed deposit in a Malaysian bank and a residential property purchase. Fixed deposit amounts are denominated in US Dollars, property minimums in Malaysian Ringgit.
⚠️ Verify before applying. Figures below reflect the latest publicly available MOTAC guidance. The programme has been revised multiple times since 2021. Confirm current requirements with a licensed MM2H agent before placing any deposit or signing an SPA.
* Stay requirement waived for applicants aged 50 and above under most published guidelines. State-level foreign buyer property minimums may apply where higher than the MM2H minimum (e.g. KL, Selangor, Penang). Always verify with a licensed MM2H agent.
Any residential property qualifies — landed, condo, freehold or leasehold. Commercial units and shophouses are not eligible. The SPA must be submitted to MOTAC within 12 months of visa endorsement, and the property must be held for at least 10 years (you may sell earlier only if upgrading to a higher-value qualifying property).
Must be placed in a Malaysian bank within 90 days of approval. From the second year onward, up to 50% may be withdrawn for approved expenses: property purchase (SPA required), children's education, or medical expenses.
Eligible dependants: spouse, unmarried children up to 34 years old (not working in Malaysia), disabled children (no age limit), and parents or parents-in-law. Common law and same-gender marriage are not recognised.
A check-up at an authorised Malaysian hospital is required before visa endorsement. Valid Malaysian medical insurance is mandatory. Only Malaysian insurance policies are accepted under most current guidelines.
Applicants aged 25 to 49 must spend 90 cumulative days per year in Malaysia (counted across principal and dependants combined). Applicants aged 50 and above currently have no minimum stay requirement under published guidelines — a major draw for retirees.
There is no MOTAC-mandated minimum monthly income. You must declare source of funds (pension, savings, rental income, investments) with supporting bank statements. Licensed agents may apply additional internal screening for application strength.
Foreigners can own freehold residential property outright — permanent, heritable, and unencumbered. A right not easily granted in much of Asia.
Real Property Gains Tax (RPGT) reduces over time. Foreigners pay a flat 10% from year 6 onward on disposal gains. Combined with strong appreciation in KLCC and Bukit Jalil, the long-hold strategy works well.
For HKD, SGD, USD, and GBP holders, the Ringgit provides exceptional purchasing power. A RM 1M KL condo costs roughly HK$1.7M — a fraction of Hong Kong prices.
KLCC, Bukit Jalil, and JB CIQ corridors consistently deliver strong gross rental yields driven by expats, students, and cross-border workers.
Foreign-sourced income remitted into Malaysia receives favourable treatment under current rules — confirm specific tax position with a Malaysian tax adviser before relying on this.
Top international schools, private hospitals ranked among Asia's best, and modern infrastructure — at a cost of living far below Singapore, Hong Kong, or Sydney.
Most MM2H buyers concentrate in a handful of areas across KL and Johor. Each area page below shows current new launches, prices, and how the location matches different buyer profiles (retirement, investment, Singapore commute).
Henry Tan is an IQI Global real estate negotiator specialising in new launch properties across Kuala Lumpur and Johor Bahru. He works closely with MM2H applicants to match them with the right property for their chosen tier and connects them with licensed MM2H agents throughout the process.